please visit union bank of india branch/website for revised service charges w.e.f 01.04.2023. meaning in hindi

get please visit union bank of india branch/website for revised service charges w.e.f 01.04.2023. meaning in hindi from screen.

Fees and Services

Fees And Services - Please click here for Demat Charges, Debit card service charges, Service Charges on Inland Service (Other than Advances) w.e.f. 01.04.2020, Service charges Relating to Foreign Exchange Transactions w.e.f 20.07.2020 and much more.

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 Fees and Services

Service Charges on

Debit card service charges

Service Charges on inland services (other than advances) w.e.f. 01.04.2023

Service Charges on Inland Service (Other than Advances) w.e.f. 01.04.2022

Service charges Relating to Foreign Exchange Transactions w.e.f 10-12-2022

Schedule of Charges and Fees for Inland Rupee advances

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स्रोत : www.unionbankofindia.co.in

Important Notices for SBI Credit Cardholders

Find all the important notices with respect to any change in credit card tariff, charges, interest, etc. for SBI Credit Cardholders on our official website.

Notices for Cardholders

Accrual of 10X Reward Points on online spends at Lenskart with SimplyCLICK SBI Card and SimplyCLICK Advantage SBI Card will be revised to 5X Reward Points w.e.f 01 APR’23. Your card will continue to accrue 10X Reward Points on online spends at Apollo 24X7, BookMyShow, Cleartrip, EazyDiner & Netmeds

W.e.f. 17 Mar 2023, for all Rent Payment transactions with SBI Credit Card, Processing Fee per transaction will be revised to Rs.199 + applicable taxes from Rs.99 + applicable taxes

W.e.f. 6 Jan 2023, the Cleartrip voucher issued to SimplyCLICK Cardholders on reaching online spend milestone should be redeemed in a single transaction only and cannot be clubbed with any other offer/ voucher. For more details, click here

Accrual of 10X Reward Points on online spends at Amazon.in with SimplyCLICK/SimplyCLICK Advantage SBI Card will be revised to 5X Reward Points w.e.f 01 Jan’23. Your card will continue to accrue 10X Reward Points on online spends at Apollo 24X7, BookMyShow, Cleartrip , EazyDiner, Lenskart & Netmeds. T&C

W.e.f. 15 Nov 2022, Processing Fee on all Merchant EMI transactions will be revised to Rs.199 + applicable taxes from Rs.99 + applicable taxes

W.e.f. 15 Nov 2022, Processing Fee of Rs.99 + applicable taxes will be levied on all Rent Payment transactions

Reward Points accrued on transactions eligible for Instant Discount and Cashback offers will be forfeited, for offers as per Program T&C. Reward Points will be forfeited for all transactions done during offer period and considered for Offer computation. In case cardholder does not have adequate Reward Points balance at the time of forfeiture, an amount equal to the deficit in the Reward Points will be debited from the card account. T&C

Reward redemption fee of INR 99+taxes will not be charged on AURUM Card w.e.f. 01 Aug 2022.

W.e.f. 01 Oct’22, Fees, Charges & GST will not accrue any interest, and will be included in the Minimum Amount Due. Interest will continue to accrue on customer initiated spends, interest & EMIs in the event of non-payment or delay in payment of Total Amount Due. Charges which are part of the transaction amount, like Fuel Surcharge, IRCTC Surcharge, etc. will also continue to accrue interest.

W.e.f. 01 Sep 2022, Statement Retrieval Fee of Rs. 100 will not be levied on statement regeneration requests. This fee is currently charged on requests made through the Helpline / SBI Branch for regeneration of statements that are more than 2 months old.

W.e.f. 01 Aug 2022, SBI Card will discontinue the ‘Overdue Finance Charge’. Currently, under this charge, the original Finance Charge of 3.5% per month (42% p.a.) is revised to 3.65% per month (43.8% p.a.) if the Minimum Amount Due is not paid by the Payment Due Date twice in a 12-month period.

W.e.f. 01 Aug 2022, complimentary access to DLF Club 4 & DLF Club 5, Gurugram will not be available on AURUM Card.

W.e.f 02 July 2022, Zomato pro Membership benefit will not be available on AURUM Card.

Please click here for the List of Unclaimed Credit Balance against credit card accounts.

W.e.f. 01 Jul 2022, reversal of Renewal Fee on your SimplySAVE Pro SBI Card will be subject to achieving total retail spends of Rs. 50,000 or more in the anniversary year (12 months from the date of card set up or date of renewal).

W.e.f. 01 Jul 2022, reversal of Renewal Fee on your Platinum Defense SBI Card will be subject to achieving total retail spends of Rs. 1,00,000 or more in the anniversary year (12 months from the date of card set up or date of renewal).

W.e.f. 01 Jul 2022, reversal of Renewal Fee on your Apollo SBI Card will be subject to achieving total retail spends of Rs. 1,00,000 or more in the anniversary year (12 months from the date of card set up or date of renewal).

W.e.f. 01 Jul 2022, Currency Conversion Mark-up fee will not be applicable on transaction refunds.

W.e.f. 01 Jul 2022, dynamic & static Currency Conversion Mark-up fee will not be applicable on transaction refunds.

W.e.f 01 Apr 2022, bbstar Membership benefit will not be available on AURUM Card

With effect from 01 Mar 2022, SimplySAVE / SBI Gold & More/ SBI Gold/ Classic/ International Cardholders will earn 1 Reward Point per Rs 150 spent and 10 Reward Points for every Rs 150 spent on accelerated categories, as applicable. T&C

With effect from 01 Mar 2022, SimplySAVE Pro Cardholders will earn 1 Reward Point per Rs 150 spent and 5 Reward Points for every Rs 150 spent on accelerated categories as applicable. T&C

With effect from 01 Mar 2022, Allahabad Bank SimplySAVE SBI Cardholders will earn 1 Reward Point per Rs 150 spent and 10 Reward Points for every Rs 150 spent on accelerated categories as applicable. T&C

With effect from 01 Mar 2022, Central Bank of India SimplySAVE SBI Cardholders will earn 1 Reward Point per Rs 150 spent and 10 Reward Points for every Rs 150 spent on accelerated categories as applicable. T&C

With effect from 01 Mar 2022, City Union Bank SimplySAVE SBI Cardholders will earn 1 Reward Point per Rs 150 spent and 10 Reward Points for every Rs 150 spent on accelerated categories, as applicable. T&C

With effect from 01 Mar 2022, Karnataka Bank SimplySAVE SBI Cardholders will earn 1 Reward Point per Rs 150 spent and 10 Reward Points for every Rs 150 spent on accelerated categories, as applicable. T&C

स्रोत : www.sbicard.com

Service Charges1

Service Charges (applicable wef April 1 2022)

1. Minimum monthly average balance requirement and monthly maintenance charges in SB accounts1.1 Where debit card has been issued to an account holder

Minimum monthly average balance of Rs.7500 per month to be maintained. where monthly average balance fallS below this level charges will be LEVIED as below

MONTHLY AVERAGE BALANCE (MAB) REQUIREMENT MAINTENANCE CHARGES PER MONTH

UptoRs 1000 Rs 45 pm

>Rs 1000 & upto Rs 2000 Rs. 45 PM

>Rs 2000 & upto Rs 3000 Rs. 45 PM

>Rs 3000 & upto Rs 4000 Rs. 35 PM

>Rs 4000 & upto Rs 5000 Rs. 30 PM

>Rs 5000 & upto Rs 7500 Rs. 20 PM

>Rs 7500 NO CHARGE

DEBIT CARD CHARGES PER QUARTER WHERE AVERAGE BALANCE MAINTAINED IS LESS THAN RS 15000 RS 40 PER QUARTER

1.2 Where no debit card has been issued to an account holder

Branch location Monthly minimum average balance requirement (Amount in Rs.)

With cheque book facility Without cheque book facility

Metro 3000 1000 Urban 2500 750 Semi urban 2000 500 Rural 1000 100

1.2.1 Maintenance charges per month in non- debit card accounts but with cheque book

Monthly avg balance maintained Rural Semi Urban Urban Metro

>Rs 100 22 22 22 22

>Rs 100 & upto Rs 250 22 22 22 22

>Rs 250 & upto Rs 500 17 17 17 17

>Rs 500 & upto Rs 750 17 17 17 17

>Rs 750 & upto Rs 1000 17 17 17 17

>Rs 1000 & upto Rs 2000 No charge 17 17 17

>Rs 2000 & upto Rs 2500 No charge No charge 17 17

>Rs 2500 & upto Rs 3000 No charge No charge No charge 17

1.2.2 Maintenance charges per month in non- debit card accounts without cheque book

Monthly average balance maintained Rural Semi Urban Urban Metro

1 to Rs 100 Rs 22 pm 22 22 22

>Rs 100 & up to Rs 250 No charge 22 22 22

>Rs 250 & upto Rs 500 No charge 17 17 17

>Rs 500 & upto Rs 750 No charge No charge 17 17

>Rs 750 & upto Rs 1000 No charge No charge No charge 17

The month for reckoning is calendar month.

There are exemptions from maintenance charge to the following categories of SB accounts, and Transactions through Net Banking, Mobile Banking and CUB ATMs are free

Newly opened accounts for the respective quarter

Accounts in newly opened branches of less than one year old

Accounts in centres where we do not have ATM

Staff accounts

CUB Janatha savings accounts (No frills accounts) (now called basic savings account)

Accounts with CUB card holders

NRI accounts

The following accounts are exempted from maintenance charge and transactions through Net Banking and Mobile Banking and CUB ATMs are free. However, Financial or non-financial transactions DONE by below mentioned SB account holders from other bank ATMs will be free upto 5 transactions per month. Thereafter the charges will be Rs.25 (inclusive of GST)per transaction for financial and Rs.10 (inclusive of GST) per transaction for non-financial.

Salary Savings Accounts

Young India Accounts

Junior India accounts

1.3 CUB BSBD product

The following facilities will be offered to our customers under the revised BSBD account:

The deposit of cash at bank branch as well as ATMs/CDMs

Receipt/ credit of money through any electronic channel or by means of deposit /collection of cheques drawn by Central/State Government agencies and departments

No limit on number and value of deposits that can be made in a month

Four withdrawals in a month, including ATM withdrawals

No Cheque book facility

ATM-cum-Debit card will be issued

Free passbook facility

2. Minimum monthly average balance requirement and monthly maintenance charges in General current accounts Minimum Monthly average balance to be maintained is Rs. 50,000/- Per Month, If monthly average balance falls short of Rs. 50,000/- month, charges will be levied at amount shown below

Minimum Balance Maintained GENERAL CA

MAB Above Rs.1,00,000/- 0

Rs. 75,000/- to Rs.1,00,000/- 0

Rs.50,000/- to Rs.75,000/- 0

Rs.25,000/- to Rs.50,000/- 450

Rs.10,000/- to Rs.25,000/- 500

Rs.5,000/- to Rs.10,000/- 550

Rs.2,500/- to 5,000/- 600

Less than Rs.2,500/- 650

3. a Minimum monthly average balance requirement and monthly maintenance charges in classic plus current accounts

Minimum average balance requirement in classic plus account is Rs 1 lac, If average balance falls short of Rs.1,00,000/-, monthly charges will be levied at amounts shown below

Minimum Balance Maintained CUB CLASSIC PLUS

MAB Above Rs.1,00,000/- 0

Rs. 75,000/- to Rs.1,00,000/- 550

Rs.50,000/- to Rs.75,000/- 600.00

Rs.25,000/- to Rs.50,000/- 650

Rs.10,000/- to Rs.25,000/- 700

Rs.5,000/- to Rs.10,000/- 700

Rs.2,500/- to 5,000/- 700

Less than Rs.2,500/- 700

3.b Minimum monthly average balance requirement and monthly maintenance charges for other Current Accounts

Account Type Start-Up REGULAR SILVER GOLD PLATINUM

Minimum Monthly Average Balance to be Maintained 0 Rs.10,000/- Rs.25,000/- Rs.50,000/- Rs.1,00,000/-

Minimum Balance Maintained Start-Up REGULAR SILVER GOLD PLATINUM

MAB Above Rs.1,00,000/- 0 0 0 0 0

Rs. 75,000/- to Rs.1,00,000/- 0 0 0 0 550

स्रोत : www.cityunionbank.com